Collections with Care

Collections Built for
Home Services We Depend On

Pest control, waste hauling, lawn care, propane delivery, HVAC, and plumbing companies all share the same AR problem: high customer volume, small-to-mid balances, recurring billing cycles, and a customer relationship you can’t afford to lose over a past-due invoice.

Traditional contingency agencies ignore the small accounts and charge 25 to 50% of what they recover. Worse, that type of outreach damages your recurring revenue relationships.

A.R.M. Solutions is the exclusive endorsed collection partner of the NPMA, NWRA, and NPGA.

We’ve built our programs around the billing cycles, customer dynamics, and retention priorities of our clients’ industries.

By the Numbers

3

Exclusive trade association endorsements: NPMA, NWRA, NPGA

86%

Resolution rate for a national pest control company using CARE

53%+

Resolution rate for a national waste hauler using Flat Fee

65%

Resolution rate across all Flat Fee placements

Pest Control Invoice Management Strategies

Why It Matters

Why Home Services AR Is Different from Every Other Industry

Home services companies bill customers monthly, quarterly, or per-visit for work that’s already done. When a customer stops paying, they often still have active service or no options for another provider.

You’re trying to collect from someone you need to retain. A.R.M. Solutions was built for this.

Our 1st Party CARE program contacts your customers in your company’s name, before accounts reach third-party status. Our Flat Fee program treats every account equally, including the small balances that traditional agencies won’t touch. And our professional outreach keeps customers active after resolving a past-due balance.

Home Services Verticals

Collections by Vertical

Pest Control

Recurring service agreements mean your customers expect ongoing protection. When they miss a payment, the clock is running on both the balance and the relationship. Get to them early, in your name, with outreach that resolves the balance and keeps the customer.

  • A.R.M. Solutions is the exclusive endorsed collection partner of the National Pest Management Association (NPMA).
  • 86% average resolution rate for a national top 100 pest control company using the CARE program.
  • 67% of flat-fee pest control accounts resolved at under 6% cost, more than 4 times the national average recovery rate of 16.2%.
  • No cherry-picking. A $75 mosquito treatment invoice gets the same outreach as a $750 commercial contract balance.

Waste Management

Residential and commercial waste accounts come in high volume with small balances. Your billing team can’t chase all of them and traditional agencies skip the small ones. A.R.M. Solutions doesn’t.

  • A.R.M. Solutions is the exclusive endorsed collection partner of the National Waste and Recycling Association (NWRA).
  • 53%+ of accounts resolved for a national waste hauler using the Flat Fee program. More than 3x the national average recovery rate of 16.2%.
  • 15,000 customers contacted within 24 hours of placement for one waste management client.
  • Under 8% cost to collect vs. 30 to 40% with traditional contingency agencies for the same client.

Lawn Care and Landscaping

Lawn and landscaping businesses face specific collections challenges: seasonal billing spikes, lapsed payments on recurring contracts, accounts that stay delinquent for multiple service periods. Most lawn care companies have a pile of small balances they’ve written off as not worth chasing.

A.R.M. Solutions’ flat-fee model makes small-balance account recovery worth pursuing. Our CARE program outreach begins 0 to 90 days after a missed payment, before customers mentally end the relationship. Auto-pay conversion, included in CARE, actively promotes autopay enrollment, reducing future delinquency at the source. Our contingency collections program provides seasonal portfolio clean-ups with a No Recovery, No Fee promise.

Propane and Fuel

Propane distributors face AR challenges general collection agencies aren’t built for. Seasonal billing cycles, budget plan disputes, and customers who switch fuels and disappear with open balances require a partner who understands how your business works.

A.R.M. Solutions is the exclusive endorsed collection partner of the National Propane Gas Association (NPGA). Our Flat Fee program works every account equally, from small residential deliveries to large agricultural balances. For aged seasonal accounts, contingency collections are available with a No Recovery, No Fee promise.

HVAC and Plumbing

HVAC and plumbing companies do the work, invoice immediately, then spend months chasing payments on small balances. Service call balances are often small. Customers who don’t pay often still call for service.

  • A.R.M. Solutions integrates directly with ServiceTitan, the platform used by most HVAC and plumbing operators, allowing accounts to be placed without reformatting or manual uploads.
  • 1st Party CARE contacts your customers as your company, before accounts become a third-party issue.
  • Flat Fee program works every account in your queue, from a $150 service call to a $5,000 equipment installation.
  • 20+ software integrations mean A.R.M. Solutions connects with your existing billing system.

Proven Results

What A.R.M. Solutions Has Delivered for Home Services Companies

  • CARE: $6B placed, $4B resolved, 67% resolution rate. Average recovery cost: 3 cents per dollar recovered.
  • Flat Fee: $2B placed, $1.3B resolved, 65% resolution rate. Average recovery cost: 2.8 cents per dollar recovered.
  • Pest control: 86% CARE resolution rate. 67% flat-fee resolution at under 6% cost.
  • Waste management: 53%+ flat-fee resolution. 15,000 customers contacted in 24 hours.
  • 800+ active clients. 99+% client revenue retention rate. 5+ year average client tenure.

Client Results

What Home Services Clients Say

A.R.M. has been instrumental in helping us recover past-due balances while maintaining the customer relationships we have worked hard to build.

O’Connell Oil Associates

Our Programs

The Right Program for Your Billing Cycle

  • 1st Party CARE works accounts at 0 to 90 days past due in your company’s name, before accounts reach third-party status.
  • Flat Fee contacts your customers as A.R.M. Solutions, a licensed collection agency. Fixed cost per account. You keep 100% of what’s collected. 2x Performance Guarantee.
  • Contingency works aged accounts on a No Recovery, No Fee basis, with file hygiene, skip tracing, credit reporting, and legal escalation available.

Why A.R.M. Solutions

Why Home Services Companies Choose A.R.M. Solutions

Three exclusive endorsements

A.R.M. Solutions is the exclusive endorsed partner of NPMA, NWRA, and NPGA. These are formal endorsements from the national trade associations for pest control, waste management, and propane distribution.

Recruited from your industry

Our staff is recruited from the industries we serve. They understand your billing cycle, your customer base, and the dynamics specific to your vertical.

No cherry-picking

Every account gets the same treatment. A $60 invoice gets the same outreach as a $6,000 invoice. That matters when most of your delinquency is in small balances.

Integrates with your stack

A.R.M. Solutions is the only collections partner fully integrated with ServiceTitan, and supports 20+ other platform connections.

Get Started

Ready to Stop Writing Off Small Balances?

Talk to an A.R.M. Solutions specialist about your home services portfolio. We’ll review your billing cycle, your delinquency patterns, and your customer retention priorities, then recommend the right program for your business.

FAQ

Frequently Asked Questions

Yes. Every account placed with A.R.M. Solutions goes through the same structured outreach program, regardless of balance size. Traditional contingency agencies skip small accounts because commission math makes them unprofitable. Our flat-fee model makes every account worth pursuing.

Exclusive Endorsed Collection Partner of NPMA (National Pest Management Association)
Exclusive Endorsed Collection Partner of NPGA (National Propane Gas Association)
Exclusive Endorsed Collection Partner of NWRA (National Waste and Recycling Association)
Integrated with ServiceTitan
BBB A+ Rated — Better Business Bureau
as-seen-in-forbes
Inc. 500
Licensed and authorized to collect in all 50 states.
SOC 2 Certified