Terms of Use and Privacy Policy
TERMS OF USE
A.R.M. Solutions, LLC. Terms of Use
Welcome to the A.R.M. Solutions, LLC. website (the "Site"). By accessing or using our Site, you agre to comply with and be bound by the following terms and conditions (the "Terms of Use"). Please read these Terms of Use carefully before using the Site. If you do not agree to these terms, please do not use the Site.
1. Acceptance of Terms
By using the Site, you agree to these Terms of Use and our Privacy Policy. If you do not agree, you must not use the Site.
2. Modifications to Terms
A.R.M. Solutions, LLC. reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on the Site. Your continued use of the Site after any changes signifies your acceptance of the new terms.
3. Use of the Site
You agree to use the Site for lawful purposes only. You must not use the Site in a way that infringes on the rights of others, restricts or inhibits their use and enjoyment of the Site, or that could damage, disable, overburden, or impair the Site.
4. Intellectual Property Rights
All content on the Site, including but not limited to text, graphics, logos, icons, images, and software, is the property of A.R.M. Solutions, LLC. or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
5. User Submissions
By submitting any content to the Site, you grant A.R.M. Solutions, LLC. a perpetual, non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and distribute such content in any media. You represent and warrant that you own or have the necessary rights to submit such content and that your submission does not violate any laws or infringe on any third-party rights.
6. Third-Party Links
The Site is provided on an "as is" and "as available" basis. A.R.M. Solutions, LLC. makes no representations or warranties of any kind, express or implied, as to the operation of the Site or the information, content, materials, or products included on the Site. You expressly agree that your use of the Site is at your sole risk.
7. Disclaimer of Warranties
The Site may contain links to third-party websites that are not owned or controlled by A.R.M. Solutions, LLC. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that A.R.M. Solutions, LLC. shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites.
8. Limitation of Liability
To the fullest extent permitted by law, A.R.M. Solutions, LLC. shall not be liable for any damages of any kind arising from the use of the Site, including but not limited to direct, indirect, incidental, punitive, and consequential damages.
9. Indemnification
You agree to indemnify, defend, and hold harmless A.R.M. Solutions, LLC., its officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms of Use or any activity related to your use of the Site.
10. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict-of-law principles. You agree to submit to the exclusive jurisdiction of the courts located in California for the resolution of any disputes arising out of or relating to these Terms of Use or the Site.
11. Contact Information
If you have any questions about these Terms of Use or this Privacy Policy, please contact us at the address listed below.
A.R.M. Solutions, LLC.P.O. Box 2929Camarillo, CA 93011Email: compliance@armsolutions.comPRIVACY POLICY
Effective Date: 8/11/2026
A.R.M. Solutions, LLC Privacy Policy
A.R.M. Solutions, LLC ("A.R.M.," "we," "us," or "our") respects your privacy and is committed to protecting the personal information we collect and maintain. This Privacy Policy explains how we collect, use, disclose, retain, and protect information obtained through our website, communications, and services, as well as the privacy rights available to California residents.
Information We Collect
We may collect personal information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked to a particular individual or household.
Categories of personal information we may collect include:
- Identifiers, such as name, postal address, email address, telephone number, account number, or other similar identifiers.
- Personal information described in California Civil Code § 1798.80.
- Financial information related to account servicing or collection activities.
- Internet or electronic network activity information, including browser type, operating system, device information, IP address, pages viewed, and interaction with our website.
- Geolocation data derived from IP addresses or device information.
- Communications and correspondence, including emails, forms, text messages, and customer service interactions.
- Professional or employment-related information when voluntarily provided.
We may also collect sensitive personal information when necessary to provide services, comply with legal obligations, or administer accounts, including government-issued identifiers and financial account information. Sensitive personal information is used only as permitted by applicable law. [oag.ca.gov], [california...public.law]
Sources of Personal Information
We may collect personal information:
- Directly from you.
- From clients who place accounts with us.
- From service providers acting on our behalf.
- Through your interactions with our website.
- From publicly available sources.
- From credit reporting agencies, skip-tracing vendors, and other lawful information providers as permitted by applicable law.
How We Use Personal Information
We may use personal information for the following business purposes:
Servicing and administering accounts.
- Responding to inquiries and requests.
- Communicating with consumers regarding accounts and services.
- Processing payments and transactions.
- Detecting and preventing fraud, security incidents, or unlawful conduct.
- Complying with legal, regulatory, and contractual obligations.
- Maintaining business records and auditing activities.
- Operating, analyzing, and improving our website.
We will not use personal information for materially different purposes without providing any notice required by applicable law. [california...public.law]
Disclosure of Personal Information
We may disclose personal information to:
- Service providers and contractors that perform services on our behalf.
- Clients and account owners for whom we provide collection or servicing activities.
- Professional advisors, auditors, and legal counsel.
- Government agencies, regulators, law enforcement, or courts when required by law.
- Entities involved in a merger, acquisition, restructuring, or sale of assets.
We do not sell personal information for monetary consideration.
We do not knowingly share personal information for cross-context behavioral advertising.
Data Retention
We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with legal and regulatory requirements, resolve disputes, enforce agreements, and meet record retention obligations. The specific retention period depends upon the nature of the information, applicable legal requirements, and operational needs. [california...public.law]
Cookies and Tracking Technologies
Our website may use cookies and similar technologies to:
- Maintain website functionality.
- Understand how visitors use our website.
- Improve website performance and user experience.
You may manage cookie preferences through your browser settings. Disabling cookies may affect certain website features.
Text Message Policy
By providing your mobile telephone number, you consent to receive account-related text messages from A.R.M. Solutions, LLC as permitted by applicable law.
- Message frequency varies.
- Message and data rates may apply.
- To opt out, reply STOP to 25277.
- For assistance, reply HELP to 25277 or email contact@armsolutions.com.
Wireless carriers are not liable for delayed or undelivered messages.
Information Security
We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, and destruction. While we strive to protect information, no transmission method or storage system can be guaranteed to be completely secure.
Children's Privacy
Our website is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13 through the website. If we learn that information has been collected from a child under 13 without appropriate authorization, we will take steps to delete it.
California Privacy Rights Notice
This section applies to California residents and supplements the other provisions of this Privacy Policy.
Your California Privacy Rights
Subject to applicable exceptions, California residents have the following rights under the California Consumer Privacy Act ("CCPA"), as amended by the California Privacy Rights Act ("CPRA"):
Right to Know
You may request information regarding:
- The categories of personal information collected about you.
- The categories of sources from which personal information was collected.
- The business or commercial purposes for collection, use, or disclosure.
- The categories of third parties to whom personal information has been disclosed.
- The specific pieces of personal information we maintain about you. [oag.ca.gov]
Right to Delete
You may request deletion of personal information we collected from you, subject to certain legal exceptions. [oag.ca.gov]
Right to Correct
You may request correction of inaccurate personal information maintained about you. [oag.ca.gov]
Right to Opt Out of Sale or Sharing
California residents have the right to direct businesses not to sell or share their personal information. A.R.M. Solutions, LLC does not sell personal information and does not share personal information for cross-context behavioral advertising. [oag.ca.gov], [ontoinnovation.com]
Right to Limit Use of Sensitive Personal Information
To the extent required by law, California residents may request limitations on the use and disclosure of sensitive personal information beyond certain authorized purposes. [oag.ca.gov]
Right to Non-Discrimination
We will not discriminate against you for exercising any privacy rights provided under California law. [oag.ca.gov]
Exercising Your Rights
To submit a request:
Phone: (888) 7726468
Email: contact@armsolutions.com
Mail: P.O. Box 2929, Camarillo, CA 93011
We may need to verify your identity before responding to your request.
Authorized agents may submit requests on behalf of California residents, subject to verification requirements.
Response Timing
We will respond to verifiable consumer requests within the timeframes required by applicable California law.
Do Not Track Signals
Our website currently does not respond to browser "Do Not Track" signals. However, we will process legally recognized opt-out preference signals to the extent required by applicable California law.
Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page along with the revised effective date.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, contact:
A.R.M. Solutions, LLC
Email: contact@armsolutions.com
Phone: (888) 772-6468
Address: P.O. Box 2929, Camarillo, CA 93011